New Mexico statute of limitations by claim
In New Mexico you generally have 3 years to sue for personal injury, 4 years for property damage, 6 years on a written contract and 4 years on an oral one, but only 3 years for defamation.[1][4] The table lists every common civil claim with the statute and the notes that change it.
| Claim | Deadline | Statute |
|---|---|---|
| Personal injury | 3 years | N.M. Stat. Ann. § 37-1-8Childhood sexual abuse claims follow § 37-1-30 instead (until the 24th birthday or 3 years after first disclosure to a licensed health care provider). |
| Medical malpractice | 3 years | N.M. Stat. Ann. § 41-5-13Occurrence rule for health care providers covered by the Medical Malpractice Act. Minors and incapacitated persons have 1 year after reaching majority or the end of incapacity (amended by Laws 2021, ch. 16). |
| Wrongful death | 3 years | N.M. Stat. Ann. § 41-2-2 |
| Property damage | 4 years | N.M. Stat. Ann. § 37-1-4 |
| Written contract | 6 years | N.M. Stat. Ann. § 37-1-3(A)Contracts for the sale of goods fall under the UCC's 4-year period (§ 55-2-725). |
| Oral contract | 4 years | N.M. Stat. Ann. § 37-1-4 |
| Credit card / account debt | 4 years | N.M. Stat. Ann. §§ 37-1-4, 37-1-6Accounts and unwritten contracts: 4 years; a debt on a written contract: 6 years (§ 37-1-3(A)). Any partial payment, or a signed written admission or new promise, revives a contract claim (§ 37-1-16), but not periods set by the UCC (Autovest v. Agosto, 2025-NMSC-001). |
| Fraud | 4 years | N.M. Stat. Ann. §§ 37-1-4, 37-1-7 |
| Defamation | 3 years | N.M. Stat. Ann. § 37-1-8§ 37-1-8 covers 'injury to the person or reputation'; same 3 years for libel and slander. |
| Product liability | 3 years | N.M. Stat. Ann. § 37-1-8Personal injury from a product: 3 years; property damage: 4 years (§ 37-1-4). No product-liability statute of repose was found. |
What is different in New Mexico
The Tort Claims Act is the short fuse: 90 days for written notice (6 months for wrongful death) and 2 years to sue, and minority does not pause it except for children under 7. Defamation gets 3 years because the injury statute covers injury to “person or reputation,” longer than almost anywhere else. Childhood sexual abuse survivors may sue until age 24 or 3 years after first disclosing the abuse to a licensed provider, whichever is later.
- Laws 2026, ch. 21 removed the criminal time limit for second-degree criminal sexual penetration and second-degree criminal sexual contact of a minor. (N.M. Stat. Ann. § 30-1-8(H))[10]
- Childhood sexual abuse survivors may sue until their 24th birthday or 3 years after first disclosing the abuse to a licensed medical or mental health provider, whichever is later. (N.M. Stat. Ann. § 37-1-30)[11]
- Tort claims against the state or local governments need written notice within 90 days and suit within 2 years, and minority does not toll except for children under 7. (N.M. Stat. Ann. §§ 41-4-15, 41-4-16)[12]
- A debt revived by partial payment under § 37-1-16 does not apply to UCC limitation periods, such as car installment deficiency suits (Autovest v. Agosto, 2025-NMSC-001). (N.M. Stat. Ann. §§ 37-1-16, 37-1-17)[13]
When the clock starts and stops
By statute, fraud, mistake and property claims accrue on discovery (§ 37-1-7). Courts also apply a discovery rule to personal injury under § 37-1-8. Medical malpractice under the Medical Malpractice Act uses an occurrence rule. (N.M. Stat. Ann. §§ 37-1-7, 41-5-13)
Minors. New Mexico pauses the clock for minors only in limited situations. Minors and incapacitated persons get 1 year after the disability ends (or the normal period, if longer). Medical malpractice: same 1 year after majority (§ 41-5-13). Tort Claims Act: a child under 7 has until the 9th birthday; otherwise minority does not toll (§ 41-4-15).[6]
Other tolling. Time a debtor or defendant is absent from New Mexico or concealed is not counted (§ 37-1-9).
Suing the government in New Mexico
Claims against a public body follow their own rules, and a missed notice can end the claim even when the ordinary limitation period is still open.[7][8]
| Defendant | Deadline | Statute |
|---|---|---|
| State agencies | Written notice to the Risk Management Division within 90 days after the occurrence (6 months for wrongful death)Within 2 years after the occurrence; a child under 7 has until the 9th birthday (§ 41-4-15). Actual notice by the entity can excuse written notice. | N.M. Stat. Ann. § 41-4-16 |
| Cities, counties and other local entities | Written notice within 90 days to the mayor (city), county clerk (county), superintendent (school district) or administrative head of other local bodies (6 months for wrongful death)Within 2 years after the occurrence (§ 41-4-15) | N.M. Stat. Ann. § 41-4-16 |
Criminal statute of limitations in New Mexico
Most felonies in New Mexico: 6 years for second-degree felonies; 5 years for third- and fourth-degree felonies. Misdemeanors: 2 years (misdemeanor); 1 year (petty misdemeanor).[9] Prosecutors must file charges within these periods; the victim’s civil deadline is separate.
| Offense | Time limit | Statute |
|---|---|---|
| Felonies | 6 years for second-degree felonies; 5 years for third- and fourth-degree feloniesCrimes outside the Criminal Code with no stated period: 3 years (§ 30-1-8(G)). Time does not run while the defendant hides or is out of state (§ 30-1-9). | N.M. Stat. Ann. § 30-1-8(A) |
| Misdemeanors | 2 years (misdemeanor); 1 year (petty misdemeanor) | N.M. Stat. Ann. § 30-1-8(B)-(C) |
| No time limit | Capital felonies, first-degree violent felonies, second-degree murder, second-degree criminal sexual penetration, and second-degree criminal sexual contact of a minor | N.M. Stat. Ann. § 30-1-8(H) |
| Sexual assault | No limit for first- and second-degree criminal sexual penetration (second degree added by Laws 2026, ch. 21); third- and fourth-degree offenses 5 years, tolled until a DNA match. Child victims: no limit for second-degree sexual contact of a minor; for third- and fourth-degree offenses the clock starts at 18 or when reported, whichever is first. | N.M. Stat. Ann. §§ 30-1-8(H), 30-1-9.1, 30-1-9.2 |
| Theft | No theft-specific period: follows the felony degree (5 or 6 years) or 2 years for misdemeanor theft; identity theft 5 years from discovery (§ 30-1-8(F)). |
Worked example
A crash on Interstate 25 in Albuquerque on April 19, 2025: under the personal injury deadline is April 19, 2028.
For a claim of $10,000 or less, New Mexico’s small claims (Magistrate Court; Bernalillo County Metropolitan Court) is usually faster and cheaper; compare the small claims limit by state.[14] To value an injury claim, try the car accident settlement calculator; for medical cases, compare the medical malpractice statute of limitations in other states. All states are on the statute of limitations by state page.
Frequently asked questions
How long do you have to sue for personal injury in New Mexico?
What is the statute of limitations on debt in New Mexico?
Does the statute of limitations pause for minors in New Mexico?
What crimes have no statute of limitations in New Mexico?
What is the New Mexico Tort Claims Act notice deadline?
Sources
- N.M. Stat. Ann. § 37-1-8: personal injury limitation period
- N.M. Stat. Ann. § 41-5-13: medical malpractice limitation period
- N.M. Stat. Ann. § 41-2-2: wrongful death limitation period
- N.M. Stat. Ann. § 37-1-3(A): written contract limitation period
- N.M. Stat. Ann. §§ 37-1-4, 37-1-6: credit card / account debt limitation period
- N.M. Stat. Ann. § 37-1-10: tolling for minors
- N.M. Stat. Ann. § 41-4-16: claims against the state
- N.M. Stat. Ann. § 41-4-16: claims against local government
- N.M. Stat. Ann. § 30-1-8(A): criminal limitation periods
- N.M. Stat. Ann. § 30-1-8(H)
- N.M. Stat. Ann. § 37-1-30
- N.M. Stat. Ann. §§ 41-4-15, 41-4-16
- N.M. Stat. Ann. §§ 37-1-16, 37-1-17
- New Mexico small claims (official court self-help)